The Canadian Dental Care Plan (CDCP)

At Autumn Hill Dental, we're committed to helping our patients navigate the new Canadian Dental Care Plan (CDCP). This federal program aims to provide dental coverage for Canadian residents who do not have existing dental benefits and have a household income of less than $90,000 annually.
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Overview of the CDCP

  • Dental Care Starting in May 2024: The CDCP, administered by Health Canada, is set to begin in May 2024. This program is not free; patients will make a co-payment based on their adjusted family net income.

    Co-Payment Details:

    • No co-payment for families with an adjusted annual income under $70,000.
    • 40% co-payment for families earning between $70,000 and $79,999.
    • 60% co-payment for families earning between $80,000 and $89,999.

    Understanding Your Costs: Before proceeding with any dental treatment, it’s crucial to understand the costs involved. Some dental services may not be covered by the CDCP. Be sure to inform your dental provider if you plan to use CDCP benefits, as participation in the federal program may vary by practice.

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Frequently Asked Questions

Applications for the CDCP open in phases starting December 2023 for seniors. Here’s the timeline for application openings:

  • December 2023: Ages 87 and above
  • January 2024: Ages 77 to 86
  • February 2024: Ages 72 to 76
  • March 2024: Ages 70 to 71
  • May 2024: Online applications for seniors 65 and older
  • June 2024: Online applications for those with a valid Disability Tax Credit certificate or children under 18
  • 2025: Online applications for all remaining eligible Canadians

The CDCP covers a range of dental services, including:

  • Preventive services (scaling, polishing, sealants, fluoride)
  • Diagnostic services (examinations, X-rays)
  • Restorative services (fillings)
  • Endodontic services (root canals)
  • Prosthodontic services (complete and partial dentures)
  • Periodontal services (deep scaling)
  • Oral surgery services (extractions)

Coverage levels vary, so it’s best to contact Health Canada for specifics on your coverage.

If you receive coverage from provincial government programs, you can still apply for the CDCP. The federal and provincial programs will coordinate benefits to ensure there is no duplication of coverage.
The CDCP is not intended to replace existing workplace or private dental benefits. Do not cancel your current insurance as not all CDCP details are available yet.
After applying and being approved by Health Canada, Sun Life will enroll you in the CDCP, providing your coverage start date and member card. Your coverage start date depends on your enrollment date.
  • Seniors aged 87 and above: December 2023
  • Adults with a Disability Tax Credit certificate: June 2024
  • Children under 18: June 2024
  • All remaining eligible residents: 2025
Continue regular dental checkups to catch problems early. Apply for the CDCP as soon as you are eligible.
It’s unclear if workplace dental benefits will change with the introduction of the CDCP. The plan aims to enhance access to care without affecting existing benefits.
At Autumn Hill Dental, we’re here to help you understand and maximize your dental benefits under the CDCP. Contact us for more information or visit our website for updates.
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